Home Insurance

Compare options from licensed providers. Free, no obligation.

Where's
the home?

Enter your ZIP to find local options.

Do you own
or rent?

This determines the type of coverage you need.

What type
of home?

Select the option that best describes your property.

How old is
the home?

Older homes may need different coverage.

New (0–5 yrs)

New1–1011–2020+

Almost done β€”
your info

A licensed specialist will reach out with your options.

Compare Home Insurance Quotes Online

Home insurance rates can vary by hundreds of dollars a year for the same coverage, which is why comparing quotes matters. Whether you own or rent, Quote Bureau helps you compare homeowners and renters insurance quotes from licensed carriers and agents β€” free, with no obligation.

What you need to get a quote

What home insurance typically covers

Dwelling coverage

Helps pay to repair or rebuild your home’s structure after a covered loss.

Personal property

Covers your belongings, such as furniture and electronics, up to your limits.

Personal liability

Helps cover legal and medical costs if someone is injured on your property.

Loss of use

Helps with living expenses if a covered loss makes your home uninhabitable.

Frequently Asked Questions

How do I compare home insurance quotes?

Enter your ZIP code and a few details about your home, such as whether you own or rent, the property type, and its approximate age. We connect you with licensed carriers and agents who can provide homeowners or renters insurance quotes to compare.

How much homeowners insurance do I need?

A common guideline is to insure your home for at least its full replacement cost β€” what it would cost to rebuild, not its market value. Your mortgage lender may also set a minimum. A licensed agent can help you estimate the right dwelling coverage.

What information do I need for a home insurance quote?

Typically your address, the year the home was built, its size and construction, the roof age, and any safety features like alarms or smoke detectors. Details about past claims and your desired coverage and deductible also help.

Can I bundle home and auto insurance?

Yes. Many carriers offer a multi-policy discount when you insure your home and auto together, which can lower your combined premium. Ask about bundling when you compare quotes.

Does a standard home insurance policy cover floods?

No. Standard homeowners policies exclude flood damage from external sources. Flood coverage is sold separately through the NFIP or private insurers. See our guide on flood insurance to learn more.